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Finloo: credit conditions and company reviews

Finloo offers many personal loan offers with competitive interest rates

25,000 PHP
78 days
First loan
195.00 PHP
25,195 PHP
Repeat loan
195.00 PHP
25,195 PHP
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Finloo is an online service that helps you find and select the right company for a personal loan in the Philippines, completely free of charge. Finloo carefully analyzes the market, examines the conditions and offers from each loan company, in order to select only those lenders that meet the following criteria: matches your request, trusted company with good reviews high probability of approval of the application. 

Finloo uses artificial intelligence to help you get the money you need as quickly as possible. Finds loans for each client and monitors a real-time database of verified lenders to ensure you get your money 99% of the time.

The service is available 24/7. It is enough for the client of the company to have access to the Internet. However, the contracting process with a particular lender will depend on their work schedule and whether incoming applications are processed manually or automatically. Nowadays, many lenders offer online loans around the clock without an operator.

The website serves as a source of information to help you find the best solution for your needs. Interest rates vary depending on the lender; the recommended rate will depend on your situation and credit history.

The information on the company’s website is taken from the websites of lenders and is provided as an example, which means it may contain incomplete or outdated information. Therefore, we strongly recommend that you check the offers on the lender’s website and ask them for information if you are contacted by phone. Finloo is not a financial institution, bank or lender. The service is not responsible for any credit arrangements. This website does not charge a fee for use and is not responsible for your actions.

Borower Age 20 — 70 years
1st loan amount 1,000 — 25,000 PHP
1st loan interest rate 0.01%
Loan term 1 — 155 days
Loan credit annual fixed rate 0.01%
Repeat loan amount 1,000 — 25,000 PHP
Repeat loan interest rate 0.01%
Money receipt speed Get online loan comparison results in just 2 minutes
Types of loans Fast cash loan, Loan online, Personal loan

Conditions for obtaining a loan online at Finloo

Obligatory requirements for borrowers are as follows:

  1. Filipino citizenship, valid mobile phone number and age of majority required.
  2. Additional requirements for borrowers depend on the size of the requested loan, as well as the financial policy pursued by a particular lender.

Advantages of the Finloo service

  1. Finloo has already helped hundreds of thousands of people find the right lender quickly and efficiently. And most importantly – completely free.
  2. Using this service, in just a couple of minutes you can find and compare online and choose the best deals for your request.
  3. After choosing the right offer, your request is instantly sent to the right company to the lender and you get your money as soon as possible.

If you’re in financial trouble and need cash, the good news is that you don’t have to leave your home to get a loan. Several companies in the Philippines offer fast online loans that are easy to apply for and can be approved within minutes.

All you need is a valid ID and a bank account. While most of these lenders do not require a credit history, work experience, education, or marital status, they do have certain eligibility criteria, such as a minimum income. Before applying, be sure to carefully read the terms of the loan.

How to get a loan from Finloo?

Applying for a loan with Finloo is very easy: choose your desired loan amount and repayment term, fill out a simple online form and get the best offers in the Philippine market according to your requirements.

Step-by-step instruction:

  1. Select a lender and click on the application field;
  2. Passage of all stages of registration. Entering truthful data into the cells of the online form intended for this;
  3. Completion of registration through confirmation;
  4. Adding personalized information to the questionnaire;
  5. Providing the consent of the lender to verify all the data of the online survey;
  6. Waiting for the result (approval or rejection).
  7. If the service provider approves the request, the requested amount of funds is immediately credited to the customer’s card.

For what needs can I use an online loan?

There are certain situations where a loan may be needed. This is for example:


Don’t let a lack of funds ruin your special celebration with loved ones. From gifts to party supplies, a loan can help you cover any unexpected expenses.

No salary

Struggling to make ends meet? A loan can provide financial assistance needed for basic expenses such as food and bills. Finloo will help you find funding on the same day, so you can do it within a month.

Unexpected expenses

Home repairs and other unexpected expenses can arise at any time. The affordable loan search service will help you get the extra funds you need to cover these expenses and breathe easier.


Anything happens in life, and unexpected expenses, such as medical bills or emergency appliance repairs, can pop up out of nowhere, at any time. If you are facing a financial emergency and have no other options, an online loan can provide a practical solution to your problems.

Car repair

Unexpected car repairs can be a financial burden, especially if you rely on your car for daily commuting. Finloo offers to help you find the best loan product as quickly as possible to help cover the cost of any car repair quickly and easily.

Gadgets, Devices and Home Appliances

Do you have a laptop or phone that needs to be replaced? With Finloo you can get funds for a new device and enjoy the latest technology. Need appliances for your home or office? The service will help you get the money you need for your purchase and have it delivered right to your door.

Short term needs

Sometimes you need money for a short time to cover a special event or bridge a temporary financial gap. In these cases, fast cash can be a smart choice for quick access to cash.

Remember that getting a loan is a big decision, so be sure to consider all your options before committing. Finloo is here to help you through the process, whether you need a small loan or an urgent one. Just contact Finloo and let us know about your problem, the company’s specialists can help you. 

Can I get a loan if I have a bad credit history?

Yes, it is possible. As a rule, this requires the application to honestly and in detail indicate when and why the loan was not repaid on time. It is quite possible to get a loan online with bad credit, but keep in mind that in this case it may be a minimum amount and for a short period of time. However, if you repay the loan on time, in the future you can count on more loyal lending conditions – low interest rates, long terms and large loan amounts. As a result, your credit history will improve and then you can count on obtaining long-term bank loans.

How to repay a loan in Finloo?

Loan repayment can be done in the following ways:

  • bank card
  • Bank transaction
  • in payment centers.

Detailed instructions can be found on the websites of the credit institution in which you applied for a loan.

Official website