Asia United Bank (AUB) of the Philippines: review, and exchange rates 2023

Asia United Bank (AUB) has emerged as one of the leading banks in the Philippines, offering a wide range of financial services and products. In this comprehensive review, we will delve into AUB’s history, credits and services, products, structure, currency exchange rates, customer support, and other important aspects. With a focus on credits, we will explore the bank’s terms, amounts, currencies, rules, rates, and other essential banking conditions.

AUB’s History

Asia United Bank was established in 1997, initially as a joint venture between a group of Filipino industrialists and Taiwanese financial institutions. It obtained its commercial banking license in 1997 and has since grown into a well-established and reputable financial institution in the Philippines.

Credits and Services Asia United Bank

AUB provides a wide range of credit products and services to cater to the diverse needs of its customers. These include personal loans, home loans, auto loans, business loans, and credit cards. The bank offers flexible repayment terms and competitive interest rates, making it an attractive choice for borrowers.

Products and Services AUB Bank

Apart from credit facilities, AUB offers a comprehensive suite of banking products and services. These include savings and deposit accounts, time deposits, foreign currency accounts, remittances, and investment options. AUB’s product offerings are designed to meet the financial goals and requirements of both individual and corporate customers.

AUB’s Structure

Asia United Bank operates under a sound organizational structure to ensure efficient service delivery and effective management of its operations. The bank is led by a board of directors and a senior management team with extensive experience in the banking sector. AUB maintains a network of branches and ATMs strategically located across the Philippines, providing easy accessibility for its customers.

AUB Exchange Rate

Currency Exchange Rates

AUB offers competitive currency exchange rates for various foreign currencies. The bank facilitates currency conversions for both personal and business purposes, allowing customers to conveniently transact in different currencies. The exchange rates are regularly updated to reflect the prevailing market conditions, ensuring transparency and fairness in foreign exchange transactions.

Customer Support

AUB prioritizes customer satisfaction and offers robust customer support services. The bank provides multiple channels for customers to seek assistance, including phone support, email support, and in-person branch assistance. AUB’s customer support team is known for their professionalism and responsiveness, addressing customer queries and concerns in a timely manner.

Banking Conditions

AUB follows a set of banking conditions that govern the terms and rules for its credit products and services. The bank’s terms and conditions outline important information such as eligibility criteria, loan amounts, interest rates, repayment schedules, and any applicable fees or charges. These conditions are designed to ensure transparency and protect the rights of both the bank and its customers.

Credit Terms and Amounts

AUB provides flexible credit terms to accommodate the unique needs of its customers. The loan amounts vary depending on the type of credit facility and the borrower’s creditworthiness. Personal loans, for instance, may range from small amounts to larger sums based on the borrower’s income and repayment capacity. Business loans are tailored to meet the financing requirements of enterprises, with higher loan amounts available for eligible borrowers.

Currency Options

AUB offers a range of currency options for its credit products. The bank supports both local and foreign currencies, enabling customers to transact in their preferred currency. This flexibility is particularly beneficial for individuals and businesses engaged in international trade or those with foreign currency income.

AUB Exchange Rate History and Chart

Finding an AUB Bank Branch Near You

If you’re looking to visit an AUB bank branch for your banking needs, finding the nearest branch is essential for convenience and accessibility. AUB has established a significant branch network across the Philippines, ensuring that customers can easily locate a branch in their vicinity. Here are some ways to find an AUB bank branch near you:

1. AUB Branch Locator: AUB provides an online branch locator tool on its official website. Visit the AUB website and navigate to the branch locator section. Enter your location details, such as city or address, and the tool will display a list of AUB branches in proximity to your specified location. You can also filter the results based on the type of service you require, such as deposits, loans, or remittance services.
2. Mobile Banking App AUB: If you have downloaded and installed the AUB mobile banking app on your smartphone, you can utilize its branch locator feature. Open the app and access the branch locator option. Enter your current location, and the app will provide a list of AUB branches nearby. The mobile app also offers additional features like account management, fund transfers, and bill payments, enhancing your overall banking experience.
3. Online Maps and Search Engines: Popular online maps and search engines such as Google Maps, Apple Maps, or Bing Maps can be helpful in locating AUB branches. Simply open the map or search engine on your device and enter “AUB bank branch” followed by your location. The search results will display the nearest AUB branches along with directions and contact information.
4. Customer Service Helpline: If you prefer a more personal approach, you can contact AUB’s customer service helpline for assistance in finding the nearest bank branch. AUB’s customer service representatives will be happy to provide you with the required information, including the address, contact details, and operating hours of the nearest branch based on your location.

Once you have identified the nearest AUB bank branch, you can visit the branch for various banking transactions, such as account opening, deposits, withdrawals, loan applications, and other financial services. It is advisable to check the branch’s operating hours in advance to ensure that it aligns with your schedule.

Locating an AUB bank branch near your location is a simple and convenient process. By utilizing the AUB branch locator tool, mobile banking app, online maps and search engines, or reaching out to customer service, you can easily find the nearest AUB branch. Take advantage of the extensive branch network of AUB to enjoy hassle-free banking services and personalized assistance from their knowledgeable staff.

Interest Rates and Fees

AUB’s interest rates and fees are competitive within the banking industry. The rates are determined based on various factors, including market conditions, the borrower’s credit profile, and the specific credit product being availed. The bank provides transparency by clearly disclosing all applicable fees and charges, allowing customers to make informed decisions.

Conclusion

Asia United Bank (AUB) has established itself as a prominent financial institution in the Philippines, offering a comprehensive range of banking services and products. With a strong focus on credits, AUB provides flexible terms, competitive interest rates, and a diverse selection of loan products to meet the needs of its customers. The bank’s solid structure, currency exchange services, customer support, and adherence to banking conditions further contribute to its appeal. AUB continues to evolve and innovate, ensuring it remains a trusted partner for individuals and businesses seeking financial solutions in the Philippines.

AUB USD to PHP

General Information

Full name	Asia United Bank
Short name	AUB
Bank logo
Established	October 3, 1997

Contact Details

Official website	www.aub.com.ph
Address	Joy-Nostalg Center, No. 17, ADB Avenue, Ortigas Center, Pasig City, Philippines, 1605
Hotline	(632) 8282 8888
Email	customercare@aub.com.ph
Social networks	Facebook, Twitter, Youtube, Instagram