Metrobank Philippines of the Philippines: review, and exchange rates 2023

Metrobank Philippines, also known as Metrobank, is one of the leading banks in the Philippines, offering a wide range of financial services to its customers. With a rich history dating back to its establishment in 1962, Metrobank has grown to become a trusted and reliable financial institution. In this review, we will explore various aspects of Metrobank, including its history, credits and services, products, structure, currency exchange rates, customer support, and other banking conditions.

History and Evolution

Metrobank Philippines has a fascinating history that spans several decades. The bank was founded in 1962 by Dr. George S.K. Ty, a visionary entrepreneur and philanthropist. With its humble beginnings, Metrobank opened its first branch in Binondo, Manila, which marked the start of its journey to become one of the leading banks in the Philippines.

From the outset, Metrobank aimed to provide exceptional financial services and support to individuals and businesses. It quickly gained recognition for its innovative approach, sound banking practices, and customer-centric approach. Metrobank’s commitment to excellence propelled its growth and allowed it to expand its operations across the country.

Throughout its history, Metrobank has played a vital role in shaping the Philippine banking industry. It has actively contributed to the country’s economic development by providing capital, credit, and financial services to various sectors. Metrobank has supported numerous businesses, ranging from small enterprises to large corporations, helping them achieve their growth aspirations and contribute to the nation’s economy.

Over the years, Metrobank has consistently demonstrated its ability to adapt and embrace technological advancements. It was one of the early adopters of digital banking services, recognizing the importance of providing convenient and accessible banking solutions to its customers. The bank introduced online and mobile banking platforms, enabling customers to perform transactions, manage their accounts, and access a wide range of services with ease.

Metrobank’s dedication to innovation and customer satisfaction has garnered recognition and accolades. The bank has received numerous awards for its outstanding performance, including being named the Best Bank in the Philippines by reputable financial institutions and publications. These achievements are a testament to Metrobank’s commitment to delivering quality financial services and products.

As Metrobank continued to grow, it expanded its product and service offerings to cater to the evolving needs of its customers. The bank introduced a comprehensive suite of credit facilities, including personal loans, home loans, auto loans, and credit cards. These credit products were designed to provide flexible terms, competitive interest rates, and quick approvals, making it easier for customers to achieve their personal and financial goals.

In addition to credit facilities, Metrobank diversified its product portfolio to encompass various banking solutions. The bank offers a wide range of deposit accounts, such as savings accounts, time deposits, and checking accounts, to cater to the different banking preferences of individuals. Metrobank also provides investment products, including unit investment trust funds (UITFs) and mutual funds, to assist customers in growing their wealth and achieving long-term financial stability.

Metrobank’s commitment to customer satisfaction extends to its corporate clients as well. The bank offers specialized services and solutions tailored to meet the unique needs of businesses. Cash management solutions, trade finance services, treasury products, and corporate loans are among the offerings provided by Metrobank to support the growth and success of its corporate customers.

In summary, Metrobank Philippines has evolved from its humble beginnings to become a trusted and influential player in the Philippine banking industry. Its commitment to innovation, customer satisfaction, and financial excellence has propelled its growth and success. Metrobank’s history is a testament to its enduring commitment to providing reliable and innovative banking solutions to individuals and businesses alike, contributing to the growth and prosperity of the Philippines.

Credits and Services

Metrobank Philippines offers a comprehensive range of credit facilities and services to cater to the diverse financial needs of its customers. The bank understands that individuals and businesses require flexible and accessible credit solutions, and it strives to provide competitive products that meet these requirements.

Personal Loans Metrobank Philippines

Metrobank offers personal loans to individuals seeking financial assistance for various purposes. Whether it’s funding a vacation, covering medical expenses, or consolidating debts, Metrobank’s personal loans provide the necessary funds with flexible repayment terms. Customers can choose from different loan amounts and repayment periods to suit their financial capabilities.

Home Loans Metrobank Philippines

For individuals aspiring to purchase a property or finance home improvements, Metrobank provides home loan solutions. The bank offers competitive interest rates, flexible repayment options, and personalized guidance throughout the application process. Whether it’s a first-time homebuyer or someone looking to refinance an existing mortgage, Metrobank’s home loans are designed to make homeownership more accessible.

Auto Loans Metrobank Philippines

Metrobank’s auto loans enable customers to fulfill their dreams of owning a car. The bank offers competitive financing options for new and used vehicles, with flexible terms and affordable monthly repayments. Metrobank’s auto loans are tailored to meet the specific requirements of customers, whether they are individuals or businesses.

Credit Cards Metrobank Philippines

Metrobank offers a range of credit cards that provide convenience, flexibility, and exclusive rewards. Customers can choose from various card types, including cashback, rewards, and travel credit cards, depending on their preferences and lifestyle. Metrobank credit cards offer attractive perks such as discounts, rewards points, and access to exclusive promotions, enhancing the overall shopping and travel experience.

Business Loans Metrobank Philippines

Metrobank understands the unique financing needs of businesses and offers a comprehensive suite of credit facilities to support their growth. Whether it’s working capital financing, equipment loans, or project finance, Metrobank provides tailored business loan solutions. The bank’s experienced relationship managers work closely with business owners to understand their specific requirements and structure loan packages accordingly.

Commercial Loans Metrobank Philippines

Metrobank’s commercial loans cater to the diverse needs of corporate clients. From small and medium-sized enterprises to large corporations, Metrobank offers financing options for expansion, acquisition, capital investments, and project development. The bank’s commercial loans are designed to provide businesses with the financial resources they need to thrive in a competitive market.

Trade Finance Metrobank Philippines

Metrobank supports businesses engaged in international trade with its comprehensive trade finance services. These services include letters of credit, documentary collections, and trade-related financing solutions. By leveraging its global network and expertise, Metrobank helps businesses navigate complex international transactions and mitigate risks, enabling them to expand their reach and enhance their trade relationships.

Other Services Metrobank Philippines

In addition to credit facilities, Metrobank provides a wide range of services to enhance the overall banking experience for its customers. These services include remittance solutions, foreign exchange services, bills payment, and fund transfers. Metrobank’s online and mobile banking platforms enable customers to access and manage their accounts conveniently, ensuring seamless banking transactions.

Metrobank’s credits and services are designed to address the diverse financial needs of individuals, businesses, and corporations. The bank’s commitment to providing flexible terms, competitive rates, and personalized customer service sets it apart as a reliable financial partner for customers seeking credit solutions. Whether it’s personal loans, home loans, auto loans, credit cards, or specialized business financing, Metrobank strives to support its customers’ financial goals and aspirations.

Metrobank Exchange Rate

🇵🇭 PHP
Currency Buy Sell
🇺🇸 USD 58.05 58.55
🇪🇺 EUR 61.08 64.07
🇬🇧 GBP 71.91 76.08
🇯🇵 JPY 0.3517 0.3736
🇸🇬 SGD 41.96 43.73
🇭🇰 HKD 7.19 7.51
🇦🇺 AUD 37.2 39.53
🇨🇦 CAD 40.91 42.95
🇸🇦 SAR 14.9
🇨🇭 CHF 63.64 66.31
🇨🇳 CNY 7.96 8.05
🇧🇭 BHD 148.29
🇧🇳 BND 41.6
🇮🇩 IDR 0.0033
🇹🇭 THB 1.5182
🇩🇰 DKK 8.74

Products and Solutions

Metrobank Philippines offers a comprehensive range of products and solutions to meet the diverse financial needs of its customers. The bank understands that individuals and businesses require a wide array of options to effectively manage their finances, achieve their goals, and secure their future. Let’s explore some of the key products and solutions provided by Metrobank.

Deposit Accounts

Metrobank offers a range of deposit accounts to cater to the different banking preferences of individuals. These include savings accounts, checking accounts, and time deposits. Savings accounts provide a safe and convenient way to store funds while earning interest. Checking accounts offer easy access to funds for daily transactions, while time deposits allow customers to earn higher interest rates by locking in their funds for a specific period.

Investment Products

Metrobank provides various investment products to help customers grow their wealth and achieve long-term financial stability. These products include unit investment trust funds (UITFs) and mutual funds. UITFs allow customers to invest in a diversified portfolio of stocks, bonds, and other instruments, managed by professional fund managers. Mutual funds offer similar benefits, providing access to professionally managed investment portfolios with different risk profiles.

Insurance Coverage

Metrobank offers insurance products to provide customers with financial protection and peace of mind. These include life insurance, health insurance, and accident insurance. Customers can choose from a range of insurance plans tailored to their specific needs and preferences. Metrobank’s insurance offerings are designed to safeguard individuals and their families against unexpected events and provide financial security.

Remittance Services

Metrobank understands the importance of convenient and secure remittance services, especially for customers with family and business connections abroad. The bank offers various remittance options, including international wire transfers and partnerships with international money transfer providers. These services ensure that customers can transfer funds globally with ease and confidence.

Online and Mobile Banking

Metrobank provides comprehensive online and mobile banking platforms that enable customers to access and manage their accounts anytime, anywhere. Through these platforms, customers can perform a wide range of transactions, including funds transfers, bill payments, balance inquiries, and account management. Metrobank’s digital banking services offer convenience, security, and flexibility, empowering customers to take control of their finances on their terms.

Cash Management Solutions

Metrobank offers cash management solutions to assist businesses in effectively managing their cash flows and optimizing their financial operations. These solutions include liquidity management, cash pooling, collections and disbursements, and electronic payment systems. By leveraging Metrobank’s expertise and technological capabilities, businesses can streamline their cash management processes, enhance efficiency, and maximize their financial resources.

Trade Finance Services

Metrobank provides comprehensive trade finance services to support businesses engaged in international trade. These services include letters of credit, documentary collections, trade financing, and supply chain financing. Metrobank’s trade finance solutions help businesses navigate the complexities of global trade, mitigate risks, and ensure smooth transactions.

Treasury Products

Metrobank’s treasury products cater to the investment and risk management needs of corporate clients. These products include foreign exchange services, interest rate hedging, and derivative instruments. By offering these treasury solutions, Metrobank helps businesses optimize their capital, manage currency risks, and protect against interest rate fluctuations.

Metrobank’s diverse range of products and solutions reflects its commitment to meeting the evolving financial needs of its customers. Whether individuals require deposit accounts, investment options, insurance coverage, or remittance services, or businesses need cash management solutions, trade finance services, or treasury products, Metrobank strives to provide reliable and innovative solutions that empower customers to achieve their financial goals.

Structure and Branch Network

Metrobank has an extensive branch network strategically located across the Philippines, ensuring convenient access to its services for customers nationwide. The bank’s branch infrastructure is complemented by its robust online and mobile banking platforms, enabling customers to conduct transactions and access banking services anytime and anywhere. Metrobank’s commitment to providing a seamless banking experience reflects its dedication to customer satisfaction.

Metrobank Exchange Rate History and Chart

Currency Exchange Rates

As a universal bank, Metrobank offers currency exchange services for customers engaged in international transactions. The bank provides competitive exchange rates for major currencies, facilitating foreign exchange services for individuals and businesses alike. Metrobank’s currency exchange rates are regularly updated to reflect market fluctuations, ensuring customers receive fair rates for their currency conversions.

Customer Support

Metrobank places great emphasis on delivering excellent customer support. The bank’s dedicated customer service team is readily available to assist customers with inquiries, concerns, and requests. Whether through phone, email, or in-person at branches, Metrobank strives to provide prompt and efficient assistance. The bank also offers a comprehensive FAQ section on its website, providing customers with self-help resources and answers to common queries.

Metrobank Banking Hours

Metrobank understands the importance of convenience and accessibility for its customers. To cater to the diverse needs and schedules of individuals, the bank offers flexible banking hours. It ensures that customers can carry out their banking transactions without any inconvenience.

Metrobank branches generally operate from Monday to Friday, starting from 9:00 AM and closing at 4:30 PM. Some branches may have extended banking hours until 5:00 PM or even 6:00 PM to accommodate customers with busy schedules. Additionally, select branches may also be open on Saturdays, typically from 9:00 AM to 12:00 PM.

Metrobank has strategically located branches within shopping malls, providing customers with the convenience of banking during extended hours. These branches typically follow the mall’s operating hours, which are often longer than regular banking hours. Customers can avail themselves of banking services even during weekends and holidays, taking advantage of the extended hours offered by mall branches.

Metrobank’s online and mobile banking platforms are available 24/7, allowing customers to access their accounts and perform various banking transactions at any time, from anywhere. With the digital banking services, customers can check account balances, transfer funds, pay bills, and perform other essential banking tasks outside regular banking hours.

It is important to note that banking hours may vary depending on the location and branch type. Customers are encouraged to check the specific banking hours of their nearest Metrobank branch or utilize the digital banking services for convenient and round-the-clock access to their accounts.

Metrobank prioritizes customer convenience by offering flexible banking hours, including extended hours in select branches and mall locations. Moreover, the availability of online and mobile banking services ensures that customers can access their accounts and perform transactions at any time, providing utmost flexibility and accessibility. Metrobank’s commitment to accommodating the needs of its customers through extended banking hours contributes to its reputation as a reliable and customer-centric banking institution.

Banking Conditions and Policies

Metrobank maintains transparent and customer-friendly banking conditions and policies. The bank adheres to regulatory guidelines set by the Bangko Sentral ng Pilipinas (BSP), ensuring compliance and safeguarding the security and integrity of customers’ accounts. Metrobank’s terms and conditions for credits, deposits, and other banking products are clearly stated and easily accessible, promoting transparency and trust between the bank and its customers.


Metrobank Philippines has established itself as a reputable and customer-focused financial institution in the Philippines. With its rich history, comprehensive credit facilities and services, diverse range of products, extensive branch network, competitive currency exchange rates, excellent customer support, and transparent banking conditions, Metrobank continues to cater to the evolving needs of its customers. Whether you are an individual or a business, Metrobank offers reliable and innovative banking solutions to help you achieve your financial goals efficiently.

Metrobank USD to PHP

1 USD to PHP = 58.3 Philippine pesos
58.05 PHP

General Information

Full name Metrobank
Bank logo
Established September 5, 1962

Contact Details

Official website
Address Metrobank Plaza, Sen. Gil Puyat Avenue, Urdaneta, Makati City, Philippines, 1225
Hotline (632) 88 700 700
Domestic toll-free 1 800 1888 5775
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