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Finbro: conditions and loan benefits

15,000 PHP
187 days
First loan
0.00 PHP
15,000 PHP
Repeat loan
5,610.00 PHP
20,610 PHP
Apply Now

Finbro provides loan services in the Philippines. Finbro offers an online service, which makes the process of getting a loan fast and convenient. You can fill out an application and provide the necessary documents through their web platform.

Customers can take out a variety of loan types, including micro loans, consumer loans and other financial products. Loan terms and conditions can be set according to your needs. Finbro’s loan process is usually quick and efficient. They strive to provide a decision on the application as quickly as possible.

Finbro has flexible loan requirements, making it accessible to different groups of borrowers. They can consider applications with different types of income and credit history.

The company also provides customer support through a variety of communication channels to help you with any questions or concerns.

Loan terms

Borower Age 20 — 65 years
1st loan amount 1,000 — 15,000 PHP
1st loan interest rate 0%
Loan term 10 — 365 days
Repeat loan amount 1,000 — 25,000 PHP
Repeat loan interest rate 0.2%
Money receipt speed Application processing time can be from 10 minutes to 1 working day during working hours.
Types of loans Fast cash loan, Loan online, Personal loan

The conditions for getting a loan online at Finbro

You can get a loan online from Finbro if you meet the following conditions:

  • A citizen of the Philippines, has a valid ID (Finbro accepts SSS, UMID or driver’s license);
  • Has a valid cell phone number;
  • Is working or has a stable and legal income. 

The benefits of the Finbro:

The advantages of applying for a credit card online at Finbro are as follows:

  • simplicity and convenience of applying for a loan on the website
  • available payment methods through partners
  • application is issued in a few minutes
  • same day funds are received
  • protection of your personal data.

How do I get a loan from Finbro?

To get a microloan from Finbro you need to follow some simple steps:

  1. Determine the loan amount and term. If you are a new client, choose the desired loan amount and click on “Apply Now” button. If you are an existing customer, simply log in to your Finbro account.
  2. Fill in the application form. Enter your personal data and attach a scan or photo of a valid ID.
  3. Wait for the decision on your application. If necessary, we will contact you for additional information.
  4. Keep in touch. An agent may call you for further assistance during business hours. It usually takes 10 minutes to process the application until the next business day. A decision on the application will be sent to you via text message.
  5. Get Funds. You can request the loan via wire transfer by providing your bank account information.

How do I repay my Finbro loan?

Finbro offers several repayment options – full repayment and minimum payment. This means that you can pay the whole loan before or after the next payment date without any additional costs, or, if you have no possibility to repay your debt in full, make a minimum payment, which will extend the date of the next payment by 30 days.

Pay your loan easily and conveniently in the following ways:

  • Pay via e-wallet;
  • Pay via payment centers;
  • Pay via bank transfer.

How to Pay a Loan Using GCash Wallet

The borrower can repay the loan using the GCash e-wallet. To do this, follow the instructions:

  1. Click “Accounts” in the Gcash app.
  2. Among the categories, select Payment Solutions .

Note. Paying Finbro.PH Gcash bills does not fall under the “Credits” category.

  1. Find PayExpress in the list of billers.
  2. Fill in the required fields with the correct information:
  • Contact number (registered with Finbro)
  • Email address (registered)
  • Amount and reference number (full repayment or minimum repayment)
  1. Confirm your transaction.
  2. After confirming the transaction you will receive an SMS or email.

How to Pay a Loan Using Maya Wallet

To repay the loan through the Maya Wallet, follow the instructions:

  1. Tap Bills in the Maya app.
  2. Among the categories, select Payment Solutions.

Note. Paying bills from Finbro.PH Maya does not fall into the credit category.

  1. Find PayExpress in the list of billers.
  2. Fill in the required fields with the correct data:
  • Account number (reference number beginning with SCP)
  • Amount (pay the full amount or make the minimum payment)
  • Contact number (registered)
  1. Confirm your transaction.
  2. After confirming the transaction you will receive an SMS or email.

Note. The payment confirmation should indicate that the transaction is complete and not being processed.

Repayment with payment centers

The company offers customers the opportunity to repay the loan through payment centers: 7-Eleven, MLhuillier, Cebuana Lhuillier, Palawan Express, Bayad Center, SM. To make a payment, follow a few basic steps:

  1. When paying through 7-Eleven at a CliQQ kiosk, generate a barcode. You can also use the CliQQ mobile app to generate a barcode before you visit the store. Then click “Pay Bills.”

If paying through other partners at your nearest branch, fill out a payment receipt.

  1. Write Paynamics or PayExpress as the name of the biller.
  2. Fill in the required fields with the correct information:
  • Reference number (starting with SCP)
  • Amount (full repayment or minimum payment). The maximum amount per transaction is only 10,000 Philippine pesos. Please wait at least 20 minutes when sending multiple payments through the reference number used.
  • Cell phone number (registered with Finbro)
  1. Print and present the payment receipt at the cashier’s desk and pay the exact amount.
  2. Please secure the receipt/payment confirmation.

Repayment by bank transfer

To pay by bank transfer, please specify bank account details below:

Bank name: Union Bank of the Philippines

Bank account name: SOFI Crediting Inc.

Bank account number: 003170001484


* Enter your reference number (beginning with SCP) in the “Payment Notes” field to recognize a timely payment and avoid delays. You can get your reference number from your account statement in myAlpari at

Keep in mind that when paying the loan via wire transfer, payments take up to three business days starting from the day the payment confirmation is sent.

Consequences of Late Payment or Failure to Pay a Loan

Customers can repay the loan ahead of schedule, which can help maintain a good credit reputation at Finbro. In case of non-payment of the loan or minimum payment, the company has the right to apply penalties for each day of delay.

 Loan Prolongation

If the client is unable to repay the entire loan amount on time, Finbro offers a minimum payment option that will extend the date of the next payment by 30 days.


Official website
Office address Unit 1405 East Tower Philippine Stock Exchange Center Exchange Road Ortigas,, Pasig City
Working time Mon – Sun: 8am to 5pm
Contact number SMART (969-0471419) GLOBE (917-6200773)