Atome loan

Loan application Leave your review

Download and install the Atome app in one click! Borrow from 1000 to 10,000 PHP to your bank account!

10000 PHP
75 days
First loan
6750.00 PHP
16750 PHP
Repeat loan
1125.00 PHP
11125 PHP
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Neuroncredit Financing Company, Inc. is a FinTech company from Singapore which provides affordable, convenient and secure personal loan services in the Philippines under the brand Atome.

Atome Credit is legit in the Philippines: SEC Certificate of Registration Number 201816338, Certificate of Authority № 1178 issued 06 August 2018.

Any Filipino can check this information on the official website of the Securities and Exchange Commission at the link:

List of Financing Companies, with Certificate of Authority (CA)

The main feature of Atome is the provision of financial services through an Android-based mobile application. Simple and easy access via a mobile platform to a cash loan service can help every Filipino to improve his or her financial condition.

Atome loan terms

1st loan amount 1,000 — 10,000 PHP
1st loan interest rate 0.9%
Loan term 61 — 90 days
Service fee 0.8%
Repeat loan amount 1,000 — 10,000 PHP
Repeat loan interest rate 0.15%
Money receipt speed within 1-2 working days

Atome loan requirements

  • Employed individuals;
  • Borrower age: from 18 to 55 years old;
  • Must have: valid government ID, Android phone, active bank account or GCash.


  • the download and installation of Atome application will take only 1 minute of your time;
  • the loan process is completely online one;
  • the low interest rate – it is 0.14% – 0.9% per day;
  • comfortable loan term – from 61 to 120 days;
  • the low service fee – 0.14% – 0.8%;
  • receiving money within 24 – 48 hours after the loan application approval;
  • repeat loan in one click;
  • more than a million downloads of the mobile app on Google Play;
  • timely repayment guarantees better terms: lower interest rate, longer loan term and larger loan money limit.

How to get an Atome loan?

  1. Set the amount You need and the loan term to see the total repayment using the calculator.
  2. Click on the button “Android” to go to Google Play to install the Atome mobile application.
  3. After installing the mobile app, start filling out the application form to create your Atome account.
  4. With the help of SMS notifications You will find out the status of your loan application.
  5. Get money to your bank account if the application is approved.

How to pay Atome Credit?

  • via personal Atome app;
  • 7-Eleven;
  • Bayad Center;
  • other online and offline services.


Official website
Office address Unit 1605 Centerpoint Building, Julia Vargas Ave., cor Garner Rd., Ortigas Center, Brgy. San Antonio, Philippines, Pasig City, 1600
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